SMC

    Trading Risk Disclosure

    Harzel, Inc. t/a Stock Market College

    Last updated: January 2026

    This Trading Risk Disclosure ("Risk Disclosure") applies to all users of www.stockmarketcollege.com (the "Website") and all products, services, courses, events, tools, content, and resources provided by Harzel, Inc., trading as Stock Market College ("Company", "we", "us", or "our").

    This Risk Disclosure must be read together with our Website Terms & Conditions, Disclaimer, Terms of Purchase / Terms of Service, Refund Policy, and Privacy Policy (collectively, the "Agreements").

    By accessing or using the Website or any related Resources, you acknowledge that you have read, understood, and accepted the risks described below.

    1. General Trading Risk Warning

    Trading in financial markets involves significant risk and is not suitable for everyone.

    You may lose some or all of your invested capital, and in some cases, losses may exceed your initial investment depending on the product, leverage, and market conditions.

    There are no guarantees of profit, performance, or success.

    2. No Financial or Trading Advice

    Stock Market College is an education provider only.

    We do not:

    • Provide financial, investment, trading, or brokerage advice
    • Act as a broker, dealer, investment adviser, or asset manager
    • Provide personalised recommendations or trading signals

    All information provided is general, educational, and informational in nature and does not take into account your personal financial situation, objectives, or risk tolerance.

    3. Products & Markets Covered

    Our educational content may reference or include examples related to, but not limited to:

    • CFDs (Contracts for Difference)
    • Forex (foreign exchange)
    • Indices and micro indices
    • Commodities
    • Cryptocurrencies
    • Prop firm challenges and simulated trading environments
    • Trading platforms, tools, and indicators

    Each of these markets carries unique and substantial risks, including volatility, liquidity risk, leverage risk, execution risk, and technology risk.

    4. Leverage & Margin Risk

    Trading products that use leverage or margin can amplify both profits and losses.

    Small market movements may result in large losses, including rapid loss of capital. You should fully understand how leverage works before engaging in any leveraged trading activity.

    5. Simulated, Demo & Prop Firm Environments

    Some educational content may involve:

    • Simulated trading
    • Demo accounts
    • Prop firm challenges or evaluations

    Performance in simulated environments does not guarantee similar results in live trading.

    Simulated results may not reflect:

    • Real market liquidity
    • Slippage
    • Execution delays
    • Emotional and psychological pressures of live trading

    6. Past Performance & Examples

    Any examples, case studies, charts, backtests, scenarios, or historical results shown are for educational purposes only.

    Past performance is not indicative of future results.

    7. Technology & Platform Risk

    Trading platforms, tools, and third-party systems may experience:

    • Downtime or outages
    • Latency or execution delays
    • Data feed errors
    • Technical failures

    The Company is not responsible for losses resulting from platform, software, connectivity, or infrastructure issues.

    8. Regulatory & Jurisdictional Considerations

    Trading products and services may be regulated differently depending on your country of residence.

    It is your responsibility to:

    • Ensure that trading activities are legal in your jurisdiction
    • Understand applicable regulatory requirements
    • Comply with all local laws and regulations

    The Company does not provide regulatory or licensing advice.

    9. Personal Responsibility

    You acknowledge and agree that:

    • You are solely responsible for your trading decisions
    • You assume all risks associated with trading
    • You will conduct independent research and due diligence

    You should never trade with money you cannot afford to lose.

    10. No Guarantees or Income Claims

    The Company makes no guarantees regarding:

    • Profitability
    • Income generation
    • Funded account success
    • Passing prop firm challenges

    Any success stories or testimonials are not typical and should not be relied upon as indicators of future performance.

    11. Limitation of Liability

    To the fullest extent permitted by law, the Company shall not be liable for any losses or damages arising from:

    • Trading decisions
    • Use of educational materials
    • Reliance on information provided
    • Market conditions or third-party platforms

    Your sole remedy is to discontinue use of the Website and Resources.

    12. Acknowledgement

    By using this Website and the Resources, you confirm that:

    • You understand the risks involved in trading
    • You accept full responsibility for your actions
    • You agree that the Company is not responsible for your trading outcomes

    13. Contact Information

    If you have questions about this Trading Risk Disclosure, contact:

    Harzel, Inc. t/a Stock Market College

    651 N Broad St, Suite 201

    Middletown, DE 19709

    United States of America

    📧 support@stockmarketcollege.com

    📞 +27 82 908 3332

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